Do you provide loans to women entrepreneurs?


What other options do women have when it comes to loans for small business?


Yes, we do! As long as you meet the eligibility criteria, and aren’t a brand new business - we don’t lend to startups. We need at least a year’s activity, before giving out a loan.

You can always look at the loans offered by the government too. Here are some of them!

  • Annapurna Scheme: Offered by the State Bank Of Mysore for women who are setting up food catering businesses to sell packed meals, snacks, etc.
  • Stree Shakti Package: Offered by SBI branches to women who have 50% share in the ownership of a firm or business and have taken part in the state agencies run Entrepreneurship Development Programmes (EDP).
  • Bharatiya Mahila Bank Business Loan: Offered to women looking to start new ventures in the fields of the retail sector, loan against property, MICRO loans, and SME loans.
  • Dena Shakti Scheme: Provided by Dena Bank to women entrepreneurs in the fields of agriculture, manufacturing, micro-credit, retail stores, or small enterprises.
  • Udyogini Scheme: Offered by Punjab and Sind Bank to women entrepreneurs involved in agriculture, retail and small business enterprises to get loans for business at flexible terms and concessional interest rates.
  • Cent Kalyani Scheme: Offered by Central Bank, this loan can be availed by women who are involved in village and cottage industries, micro, small and medium enterprises, self-employed women, agriculture and allied activities, retail trade, and government-sponsored programs.
  • Mahila Udyam Nidhi Scheme: Launched by Punjab National Bank, it aims at supporting the women entrepreneurs involved with beauty parlours, day care centres, purchase of auto rickshaws, two-wheelers, cars, etc.
  • Mudra Yojana Scheme For Women: Launched by the Govt. of India, meant for individual women wanting to start small new enterprises and businesses like beauty parlours, tailoring units, tuition centres, etc.
  • Orient Mahila Vikas Yojana Scheme: Provided by Oriental Bank of Commerce to those women who hold a 51% share capital individually or jointly in a proprietary concern.