I am a self-employed professional. I want to take a loan, can you tell me about the documents the lenders can ask for?

I want to take a loan.

  • Proof of identity of the sole proprietorship
  • Income Tax returns, municipal tax, water/electricity bill which is in the name of the company
  • Identity proof of the proprietor (passport, drivers license, voter’s identity card or a PAN card)
  • Address proof of the proprietor (driving license, passport, or voter’s identity card)
  • Bank generated account statements for the last 12 months (in PDF format)
  • Income tax returns for the previous 2 years
  • Latest Balance Sheet and P&L (Provisional)
  • Latest Audited Balance Sheet and P&L
  • Gumasta/Shop Establishment License
  • GST Registration Receipt
  • GST Receipts/Challans
  • Incorporation Certificate
  • Articles of Association (AOA)